Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies (US Federal Trade Commission Regulation) (FTC) (2018 Edition)

Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies (US Federal Trade Commission Regulation) (FTC) (2018 Edition) The Law Library presents the complete text of the Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies (US Federal Trade Commission Regulation) (FTC) (2018 Edition). Updated as of May 29, 2018 The OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) are publishing these final rules to implement the accuracy and integrity and direct dispute provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) that amended section 623 of the Fair Credit Reporting Act (FCRA). The final rules implement the requirement that the Agencies issue guidelines for use by furnishers regarding the accuracy and integrity of the information about consumers that they furnish to consumer reporting agencies (CRAs) and prescribe regulations requiring furnishers to establish reasonable policies and procedures for implementing the guidelines. These final rules also implement the requirement that the Agencies issue regulations identifying the circumstances under which a furnisher must reinvestigate disputes about the accuracy of information contained in a consumer report based on a direct request from a consumer. This book contains: - The complete text of the Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies (US Federal Trade Commission Regulation) (FTC) (2018 Edition) - A table of contents with the page number of each section